Articles

How Hard Money Compares to Other Alternative Funding Sources

Hard money continues to be one of the leading alternative funding sources in America. Borrowers turn to hard money to fund real estate investments. They use hard money to grow their businesses, manage their debts, and generally help achieve certain financial goals. But hard money is not the only game in town. We get it. […]

As We Close Out 2022, Here’s to a Prosperous 2023

If we have had the opportunity to come alongside you with hard money and bridge loans over this past year, thank you for trusting us. We hope to continue working with you on all your future projects. If we haven’t had the opportunity to work with you, we hope you will consider Actium Partners in 2023.

Hard Money Fully Explained In 5 Simple Points

Hard money is not difficult to understand. In fact, its foundational principles are pretty basic. Below is a full explanation of hard money in five simple points. If you can grasp these five points, you will know enough about hard money lending to determine whether it is an option worth considering.

5 Important Questions to Ask Before Choosing a Lender

You have choices in your search for commercial funding. You can go directly to a bank or credit union. You can work through a broker. Depending on what you are trying to fund, you can even approach a hard money lender like Actium Partners. But like anything else, you shouldn’t settle on the first one […]

Lack of Verifiable Income Shouldn’t Stop You from Borrowing

Conventional loans help organizations meet their financial goals. But they have their drawbacks. For instance, you might have a small business owner or an investor who would struggle to verify a steady source of income in order to satisfy the needs of a bank or credit union. Perhaps you’ve experienced this very scenario yourself. Our […]

Why It’s Unwise to Request 100% Funding for Your Project

Loan-to-value (LTV) ratios are as common to hard money as they are to traditional lending. Rare is the hard money lender who routinely offers 100% financing. Unfortunately, it is not uncommon for investors new to the real estate market to request it. If you’re just getting your feet wet in real estate, know this: it […]

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