Category Archives: Bridge Loans

When Arranging a Bridge Loan on a New Investment Makes Sense

A bridge loan could be the perfect tool for financing that new commercial property you have had your eye on. Bridge loans can be arranged quickly. They can be paid off quickly as well, eliminating the risk of tying up your cash in a long-term loan agreement. Still, a bridge loan doesn’t always make sense. […]

4 Ways to Enhance the Bridge Loan Experience With Actium

Discover 4 ways to enhance your bridge loan experience with Actium Partners. Learn tips on due diligence, planning, communication, and risk mitigation for smoother, faster financing in UT, CO, and ID.

Bridge Loans: Bridging the Gap Between Needs and Resources

Actium Partners, a hard money lender, discusses how bridge loans close the gap between needs and resources for borrowers.

As We Close Out 2022, Here’s to a Prosperous 2023

If we have had the opportunity to come alongside you with hard money and bridge loans over this past year, thank you for trusting us. We hope to continue working with you on all your future projects. If we haven’t had the opportunity to work with you, we hope you will consider Actium Partners in 2023.

Property Investors, Are You Prepared for Recession?

Despite denials from Washington, a good majority of financial experts and economists say the country is headed for recession. The last recession was recent enough that many of us still have clear memories of its impact on our investments. If you are an investor yourself, are you prepared this time around? Our main emphasis here […]

How Hard Money and Bridge Loans Can Have Such Short Terms

A hallmark of hard money lending is the relatively short lending term. During the final quarter of 2021, we made a number of loans with nine-month terms. One particular loan we made was for 60 days. This makes perfect sense to our team. It doesn’t always make sense to borrowers. We prefer short terms to […]

In the Hard Money Game Both Borrower and Lender Are Investors

We talk an awful lot about investors when describing what we do. The reason is simple: the vast majority of borrowers we do business with are real estate investors. They rely on hard money and bridge loans to obtain choice properties they believe they can make money on. But when you stop and think about […]

Hard Money, Bridge Loans, and Amortization

You can visit countless websites and find loan calculators based on the amortization principle. Amortization is a common practice for auto loans, mortgages, and other types of non-business funding. Even traditional small business loans are amortized. Is that the case for hard money and bridge loans? Usually, no. As private lenders, hard money lenders have […]

Using a Bridge Loan to Acquire Vacant Land for Development

The fact that private lenders enjoy greater flexibility allows them to consider loan types that banks wouldn’t even touch. A good example is a hard money loan used to acquire a piece of vacant land for development. Banks tend to steer clear of such loans because they consider vacant land too risky. On the other […]

Why Speed Is So Important to Our Funding Process

We talk an awful lot about the speed at which we can fund hard money and bridge loans. Whether youare looking to borrow in Salt Lake City or elsewhere in Utah, Idaho, or even Colorado, we do our utmostto fund loans in days rather than months. We consider speed one of the most important aspects […]