Category Archives: Private Lending

Lack of Verifiable Income Shouldn’t Stop You from Borrowing

Conventional loans help organizations meet their financial goals. But they have their drawbacks. For instance, you might have a small business owner or an investor who would struggle to verify a steady source of income in order to satisfy the needs of a bank or credit union. Perhaps you’ve experienced this very scenario yourself. Our […]

Why a Nimble and Agile Hard Money Lender Is a Strong Asset to You

Actium Partners explains why a flexible and fast-working hard money lender is a strong asset during the investment process.

Property Investors, Are You Prepared for Recession?

Despite denials from Washington, a good majority of financial experts and economists say the country is headed for recession. The last recession was recent enough that many of us still have clear memories of its impact on our investments. If you are an investor yourself, are you prepared this time around? Our main emphasis here […]

Just How Quickly Can a Hard Money Loan Be Arranged?

One of the main selling points of hard money loans is speed. Loans can be arranged much faster compared to bank loans. How fast? That depends on the circumstances. But here at Actium Partners, we have been known to get it done in 24 hours. That is not the norm, but it is still possible. […]

In the Hard Money Game Both Borrower and Lender Are Investors

We talk an awful lot about investors when describing what we do. The reason is simple: the vast majority of borrowers we do business with are real estate investors. They rely on hard money and bridge loans to obtain choice properties they believe they can make money on. But when you stop and think about […]

5 Question We Hope You’ll Ask When Borrowing from Us

Here at Actium Partners, we are big proponents of borrowers getting the best possible funding solution to meet their needs. We understand that hard money is a competitive business. We also know that borrowers have to look out for their own best interests. Believe it or not, we truly appreciate those who do. Given the […]

First-Time Clients: How to Increase Your Chances of Approval

Every client we have ever worked with was a first-time client at some point. They all had to convince us that partnering with them was a good idea. If you are planning to apply for your first Actium Partners loan, you will have to do the same thing. Don’t stress over it. Just make a […]

Are Hard Money and Private Lending the Same Thing?

Hard money lenders are private lenders in the sense that we are not publicly owned banks. However, in our industry, we differentiate between private lenders based on business models. It pays to know the difference if you are looking to fund a project by way of alternative financing. Actium Partners operates as a hard money […]

Is Hard Money Right for You – 5 Questions to Ask Yourself

Your typical bridge loan or hard money lender is willing to entertain any inquiry, within reason. At Actium Partners, there are those opportunities that interest us more than others. There are also opportunities we will never look at beyond the initial inquiry. We are not alone. Private lenders across the country are very discriminating about […]

4 Bank Issues That Don’t Scare Hard Money Lenders

We put a lot of effort into differentiating ourselves from banks and credit unions. As private lenders, those of us in the hard money industry are able to lend on projects that just aren’t suitable for traditional lending. We can do things banks cannot because our business model is different. Our ability to provide alternative […]