Category Archives: Real Estate Loans

3 Steps to Eventually Living Off Your Real Estate Investments

We have had the privilege of working with more than one glassy-eyed investor buying that first property with dreams of becoming rich and living off their commercial or real estate investments. We get it. Living off your investment puts you in control. It lets you decide how you want to live your life. But getting […]

How to Mitigate Risk as a New Real Estate Investor

Real estate has historically been a solid long-term investment. It has its risks, but real estate generally provides a very good return on investment over long periods of time. The key to success is to mitigate risk while looking for opportunities to maximize returns. As hard money lenders in Salt Lake City, we have financed […]

Is Commercial Real Estate Investment a Good Idea?

Actium Partners shares how commercial real estate is preferred by some investors because it is associated with a lower long-term risk.

Important Things New Property Investors Should Think About

Property investing is unlike any other form of investing. It offers both unique opportunities and challenges you don’t find in securities markets or other types of investments. And because of that, there are things you have to consider with property that don’t come into play elsewhere. We see it all the time, especially when helping […]

Why Residential Investors Should Consider Going Commercial

The majority of our property loans go to investors looking to obtain commercial properties. Residential properties have their attractive points, especially for new investors just getting their feet wet, but commercial property is ultimately where the big money is at. We would encourage you to consider going commercial if all your property investments to date […]

3 Things Every Investor Should Know About 1031 Transactions

A year or so ago, we published a blog post discussing how investors could use hard money loans to complete time-sensitive 1031 transactions. Not much has changed regarding 1031 rules since then. However, the topic deserves to be revisited as we head into another tax season. Known as the 1031 Exchange, a 1031 transaction is […]

Why So Many of Our Clients Invest in Real Estate

It is safe to say that the majority of the hard money loans we make go to real estate investors. Our clients invest in all sorts of property, from multi-family rental units to commercial office buildings. They find real estate lucrative for a variety of reasons as well. As to our part, we are just […]

Why Those ‘Other’ Loans Don’t Work for Property Investors

Hard money and bridge loans are designed for a very specific clientele with somewhat unique goals. For instance, the majority of loans we make go to property investors looking to generate income from commercia real estate investments. A hard money loan is perfectly suited to helping them meet their goals, despite higher interest rates and […]

How Do Hard Money Loans and Mortgages Differ?

The pre-housing-crash hard money industry was known for making all sorts of loans that lenders would never make today. Our industry has changed quite a bit as a result of the aftermath of the crash, especially where the Dodd-Frank Act relates to property funding. Unfortunately, some people still conflate hard money loans with mortgages because […]

The Difference Between Financial Position and Collateral Value

Quite a few things distinguish hard money from traditional bank financing. From the lender’s perspective, the difference between borrower financial position and collateral value is big. In fact, it is the main factor that separates hard money from traditional lending. Hard money lenders like Actium Partners are more interested in collateral than the borrower’s financial […]