Category Archives: Hard Money Loans

Idaho Hard Money Lenders Are Not Mortgage Lenders – Here’s Why

It is not unusual for Idaho hard money lenders to write loans for investors looking to add residential properties to their portfolios. As a result, consumers might be led to believe that a hard money lender is also a state-licensed mortgage lender or broker. That is not the case. Hard money lending and traditional mortgage […]

Short Terms on Hard Money and Bridge Loans: There Are Advantages

One criticism often leveled against hard money and bridge loans is the short terms for which they are known. The loans typically have terms of 6-12 months. Rare is the loan that exceeds 24 months. This is seen as a negative for borrowers. But there are advantages in the short terms, especially to real estate […]

2 Less Talked About Aspects of Hard Money That Benefit You

Hard money lenders are known for some key things. We work quickly, we tend to favor streamlined approval and underwriting processes, and we will undertake loans that traditional lenders will not touch. But there is more to hard money than meets the eye. Dig a little deeper and you discover there are even more reasons […]

Hard Money and Bridge Loans: Similar But Not Identical

The terms ‘hard money‘ and ‘bridge loans‘ are pretty common to our industry. In fact, hard money loans and bridge loans are often seen as the same thing by our clients. For our purposes as a lender, they are pretty much the same. But when you get right down to the strictest dictionary definitions, the […]

How Could Hard Money’s Fast Funding Model Help You Do Better?

A hallmark of the hard money industry is speed. Hard money lenders can get from application to approval to funding in a matter of days. Here at Actium, we have been known to approve and fund loans in as little as one business day – when necessary. We know; that’s fast. Given that fast funding […]

How Hard Money Can Help With Your Idaho Investments

Hard money lending in Idaho offers unique opportunities to take advantage of a real estate market that is ripe for alternative financing options. With hard money in your toolbox, you are a more competitive investor capable of responding more quickly to the most lucrative opportunities that come your way. And here at Actium Partners, we […]

Yes – Actium Partners Is Still Lending in Colorado

Despite ongoing economic struggles that continue to impact commercial property markets, investing in property is not dead. Here at Actium Partners, we continue to assist clients looking for hard money and bridge loans to help achieve their financial goals. This includes clients in Colorado. Colorado is one of three states in which we actively make […]

Hard Money: Loans That Don’t Fit Neatly in a Box

If we had a dime every time that we heard hard money borrowers are desperate people who are in financial trouble and have no way out, we would be a lot wealthier than we are. This is one of the most pervasive myths about our industry. But it is simply not true. We lend to people with financial needs that do not fit neatly in a box.

Why Hard Money Loans Are Sometimes Called Rescue Capital

A recent review of some of our hard money loans in Colorado brought up the topic of rescue capital. The loans we make are most often referred to as hard money loans or bridge loans. But every now and again, someone will come to us in need of financial rescue.

Do Hard Money Lenders Require a Down Payment

In recent months, we have noticed a subtle increase in the number of blog posts suggesting would-be investors can break into real estate without putting any money down. The posts offer all sorts of tips that make it seem like it is possible to buy a rental property without a down payment. But is that […]