Tag Archives: hard money loans

3 Advantages of a Hard Money Loan

Hard money loans don’t seem to get the same kind of attention as traditional bank loans. They are seen as somewhat of an outlier in many circles. That is not because there is anything inherently wrong with hard money. Rather, it is due largely to a misunderstanding of how hard money works. The truth is […]

What You Need to Know about House Flipping Loans

Obtaining loans for flipping a house was fairly easy 20 years ago. Almost anybody could walk in to a bank and walk out with a mortgage a short time later. That is no longer the case. Not only are mortgage lenders more discriminating, they are also more wary than ever about loaning to house flippers. […]

Here’s What You Don’t Need for Hard Money Loans

Anyone who has turned to Actium Partners after getting nowhere with a bank understands that there are distinct differences between bank loans and hard money. Those differences extend far beyond lending here in Salt Lake City. They permeate throughout the entire global banking sector. Convincing a bank to make a business loan is like pulling […]

Real Estate Investing: 3 Reasons to Utilize Hard Money

Real estate investors essentially have three choices for financing new properties: bank loans, hard money, and cash. Here at Actium Partners, we specialize in the hard money category. We loan to all sorts of clients who need fast cash to get real estate deals done. We recognize there are legitimate reasons for seeking out bank […]

3 Alternative Lending Myths Busted

With the Salt Lake City market as hot as it is right now, hard money for real estate transactions is in high demand. Organizations like Actium Partners exist to make that money available with as few hitches as possible. What we do is considered alternative lending by the traditional banking sector, but ‘alternative’ does not […]

Borrower Pledges Real Estate to Secure Bridge Loan

It’s often said that if a business isn’t growing, it’s dying. But sometimes growth is constrained by an inability to secure funding from a traditional bank. This is where bridge loans from private lenders can mean the difference between failure and success. Here is sample situation where private lending offers an ideal solution. A borrower […]

Top 3 Advantages of Private Lending or Hard Money Loans

Private loans, often referred to as hard money loans or bridge loans, offer three significant advantages over conventional or bank-financing arrangements. Private lenders can fund quickly, within a flexible structure and without prepayment penalties that can unintentionally hinder the success of your business. Here are the top three advantages of hard money loans: 1. Rapid […]

Private Lending Pays Off for Seasonal Business

Securing funds from traditional lending institutions in the post-downturn economy can seem nearly impossible. That’s where private lenders like Actium can bridge the gap and provide resources where other avenues have failed. Actium worked with a company in a seasonal industry whose long-profitable business had experienced challenges during the Great Recession. As a result, traditional […]