Articles

Hard Money for When Banks Won’t Help

Hard money in the financial sector is money owned directly by the individual or fund making the loans. Actium Partners is a hard money lender. Unlike a bank, we do not have a complicated management structure with loan approval requiring weeks if not months by the time various committees and individuals review it. Why should […]

Bridge Loans Offer Fast Cash When Time is of the Essence

Bridge loans are quite a bit different from traditional loans in a number of ways. For example, they can be obtained much faster. Bridge loans are the ideal choice when a client needs access to fast cash because time is of the essence. That client may be working on a compressed timeline restricted to the […]

Can Hard Money Loans Be Fast and Safe?

Hard money loans are a good option for borrowers who need access to cash but, for whatever reason, are not excited about approaching a bank. They need the money as fast as possible. Yet they know from previous experience that banks move too slowly. The question becomes this: can hard money loans be both fast […]

5 Characteristics of Bridge Loans

One of the things we specialize in are bridge loans. Bridge loans constitute a specialized form of lending designed to meet immediate cash needs without having to go to a bank. We have helped many clients make their dreams reality through bridge loans individually structured to their unique needs. Needless to say that not all […]

Borrower Pledges Real Estate to Secure Bridge Loan

It’s often said that if a business isn’t growing, it’s dying. But sometimes growth is constrained by an inability to secure funding from a traditional bank. This is where bridge loans from private lenders can mean the difference between failure and success. Here is sample situation where private lending offers an ideal solution. A borrower […]

Top 3 Advantages of Private Lending or Hard Money Loans

Private loans, often referred to as hard money loans or bridge loans, offer three significant advantages over conventional or bank-financing arrangements. Private lenders can fund quickly, within a flexible structure and without prepayment penalties that can unintentionally hinder the success of your business. Here are the top three advantages of hard money loans: 1. Rapid […]

Private Lending Pays Off for Seasonal Business

Securing funds from traditional lending institutions in the post-downturn economy can seem nearly impossible. That’s where private lenders like Actium can bridge the gap and provide resources where other avenues have failed. Actium worked with a company in a seasonal industry whose long-profitable business had experienced challenges during the Great Recession. As a result, traditional […]