Author Archives: Paul Christenson

Paul is the President and Founder of Actium Partners. Prior to founding Actium Partners in 2004, Paul practiced corporate law with the firms of Durham Jones & Pinegar in Salt Lake City and Simpson Thacher & Bartlett in New York City and Hong Kong. Paul’s practice focused on corporate legal work, including mergers and acquisitions, real estate and lending transactions, and creditor dispute resolution. He is a past member of the Board of Directors of the University of Utah School of Business Alumni Association. Paul graduated from the University of Utah with a B.A. in accounting and received a J.D. from Georgetown University.

As We Close Out 2022, Here’s to a Prosperous 2023

If we have had the opportunity to come alongside you with hard money and bridge loans over this past year, thank you for trusting us. We hope to continue working with you on all your future projects. If we haven’t had the opportunity to work with you, we hope you will consider Actium Partners in 2023.

Hard Money Fully Explained In 5 Simple Points

Hard money is not difficult to understand. In fact, its foundational principles are pretty basic. Below is a full explanation of hard money in five simple points. If you can grasp these five points, you will know enough about hard money lending to determine whether it is an option worth considering.

5 Important Questions to Ask Before Choosing a Lender

You have choices in your search for commercial funding. You can go directly to a bank or credit union. You can work through a broker. Depending on what you are trying to fund, you can even approach a hard money lender like Actium Partners. But like anything else, you shouldn’t settle on the first one […]

Lack of Verifiable Income Shouldn’t Stop You from Borrowing

Conventional loans help organizations meet their financial goals. But they have their drawbacks. For instance, you might have a small business owner or an investor who would struggle to verify a steady source of income in order to satisfy the needs of a bank or credit union. Perhaps you’ve experienced this very scenario yourself. Our […]

Why a Nimble and Agile Hard Money Lender Is a Strong Asset to You

Actium Partners explains why a flexible and fast-working hard money lender is a strong asset during the investment process.

All Hard Money Is Private Money But Not Vice-Versa

Actium Partners, a Utah hard money lender, discusses how hard money is private money but not all private money is hard money.

How to Decide If Hard Money Is Your Best Bet

Actium Partners discuss how to tell if a hard money loan is the best option for you.

4 Reasons to Establish a Strong Relationship with Your Lender

Actium Partners discuss why it’s important for borrowers to have a strong, positive relationship with their hard money lenders.

Why It’s Unwise to Request 100% Funding for Your Project

Loan-to-value (LTV) ratios are as common to hard money as they are to traditional lending. Rare is the hard money lender who routinely offers 100% financing. Unfortunately, it is not uncommon for investors new to the real estate market to request it. If you’re just getting your feet wet in real estate, know this: it […]

Property Investors, Are You Prepared for Recession?

Despite denials from Washington, a good majority of financial experts and economists say the country is headed for recession. The last recession was recent enough that many of us still have clear memories of its impact on our investments. If you are an investor yourself, are you prepared this time around? Our main emphasis here […]