Author Archives: Paul Christenson

Paul is the President and Founder of Actium Partners. Prior to founding Actium Partners in 2004, Paul practiced corporate law with the firms of Durham Jones & Pinegar in Salt Lake City and Simpson Thacher & Bartlett in New York City and Hong Kong. Paul’s practice focused on corporate legal work, including mergers and acquisitions, real estate and lending transactions, and creditor dispute resolution. He is a past member of the Board of Directors of the University of Utah School of Business Alumni Association. Paul graduated from the University of Utah with a B.A. in accounting and received a J.D. from Georgetown University.

Just How Quickly Can a Hard Money Loan Be Arranged?

One of the main selling points of hard money loans is speed. Loans can be arranged much faster compared to bank loans. How fast? That depends on the circumstances. But here at Actium Partners, we have been known to get it done in 24 hours. That is not the norm, but it is still possible. […]

If Recession Comes, Here’s How to Move Forward

Economists have been suggesting a looming recession for several months now. You might even be of the mind that we are already there. But assuming we are not, recession could still be right around the corner. The possibility doesn’t necessarily have to worry you as an investor. Property investors have weathered recessions before. So have […]

3 Steps to Eventually Living Off Your Real Estate Investments

We have had the privilege of working with more than one glassy-eyed investor buying that first property with dreams of becoming rich and living off their commercial or real estate investments. We get it. Living off your investment puts you in control. It lets you decide how you want to live your life. But getting […]

How to Mitigate Risk as a New Real Estate Investor

Real estate has historically been a solid long-term investment. It has its risks, but real estate generally provides a very good return on investment over long periods of time. The key to success is to mitigate risk while looking for opportunities to maximize returns. As hard money lenders in Salt Lake City, we have financed […]

Is Commercial Real Estate Investment a Good Idea?

Actium Partners shares how commercial real estate is preferred by some investors because it is associated with a lower long-term risk.

Actium is Still Lending Even as Rates Rise

With significant inflation looming over the economy, the Federal Reserve has indicated that another rate hike is on the way. We are not surprised. As early as the beginning of Q4 2021, we thought it highly likely that rates would start climbing. That is what the Fed does when inflation looks like it’s getting out […]

How Hard Money and Bridge Loans Can Have Such Short Terms

A hallmark of hard money lending is the relatively short lending term. During the final quarter of 2021, we made a number of loans with nine-month terms. One particular loan we made was for 60 days. This makes perfect sense to our team. It doesn’t always make sense to borrowers. We prefer short terms to […]

Important Things New Property Investors Should Think About

Property investing is unlike any other form of investing. It offers both unique opportunities and challenges you don’t find in securities markets or other types of investments. And because of that, there are things you have to consider with property that don’t come into play elsewhere. We see it all the time, especially when helping […]

Hard Money and the Loan-to-Value Ratio

Much of what makes hard money unique is also that which makes this type of lending so different from traditional bank lending. On the other hand, we hard money lenders do have a few things in common with banks and credit unions. Among them is the use of the loan-to-value (LTV) ratio in determining how […]

Lending in Support of Rebounding Tourism

Tourism is a big part of the economy here in Utah. As such, we think it is important to consider investments in the tourism sector when they make themselves available. Such is the case with a loan we recently made for a multi-unit rental complex. The complex makes its money on tourism. With eight units, […]

POSTS