Category Archives: Private Lending

Are Hard Money and Private Lending the Same Thing?

Hard money lenders are private lenders in the sense that we are not publicly owned banks. However, in our industry, we differentiate between private lenders based on business models. It pays to know the difference if you are looking to fund a project by way of alternative financing. Actium Partners operates as a hard money […]

Is Hard Money Right for You – 5 Questions to Ask Yourself

Your typical bridge loan or hard money lender is willing to entertain any inquiry, within reason. At Actium Partners, there are those opportunities that interest us more than others. There are also opportunities we will never look at beyond the initial inquiry. We are not alone. Private lenders across the country are very discriminating about […]

4 Bank Issues That Don’t Scare Hard Money Lenders

We put a lot of effort into differentiating ourselves from banks and credit unions. As private lenders, those of us in the hard money industry are able to lend on projects that just aren’t suitable for traditional lending. We can do things banks cannot because our business model is different. Our ability to provide alternative […]

Why You Should Build a Long-Term Relationship with Your Lender

Financial advice websites do not typically talk about establishing long-term relationships with lenders in the context of hard money. That’s too bad, because establishing a long-term relationship with a hard money lender could mean access to fast cash for all sorts of projects. Hard money lenders are no different than any other kinds of lenders […]

How Hard Money Can Save a Deal on the Brink

How often have you heard that hard money is a resource of last resort? It is claimed so often that theconcept has become synonymous with hard money lending. Fortunately, for you and us it is not true.Not only is hard money lending not a last resort strategy, but it could also be the only form […]

Your Options When Approaching Business Loan Maturity

For many companies, business loans represent one of several funding vehicles necessary to keep things going. Business loans of all types have maturity dates, those dates on which the loans must be paid in full. However, reaching maturity does not necessarily dictate the end of the line. As a trusted hard money lender in Salt […]

How We Helped a Real Estate Firm Overcome a Roadblock

Hard money lenders like Actium Partners exist for one purpose: to do what banks cannot do. We loan money based primarily on collateral rather than personal credit history and other traditional factors. Furthermore, we do what we do quickly. Speed is one of the primary factors separating hard money from traditional bank lending.   A […]

Bridge Loans Offer Fast Cash When Time is of the Essence

Bridge loans are quite a bit different from traditional loans in a number of ways. For example, they can be obtained much faster. Bridge loans are the ideal choice when a client needs access to fast cash because time is of the essence. That client may be working on a compressed timeline restricted to the […]

5 Characteristics of Bridge Loans

One of the things we specialize in are bridge loans. Bridge loans constitute a specialized form of lending designed to meet immediate cash needs without having to go to a bank. We have helped many clients make their dreams reality through bridge loans individually structured to their unique needs. Needless to say that not all […]

Borrower Pledges Real Estate to Secure Bridge Loan

It’s often said that if a business isn’t growing, it’s dying. But sometimes growth is constrained by an inability to secure funding from a traditional bank. This is where bridge loans from private lenders can mean the difference between failure and success. Here is sample situation where private lending offers an ideal solution. A borrower […]