Tag Archives: private lenders

Property Investors, Are You Prepared for Recession?

Despite denials from Washington, a good majority of financial experts and economists say the country is headed for recession. The last recession was recent enough that many of us still have clear memories of its impact on our investments. If you are an investor yourself, are you prepared this time around? Our main emphasis here […]

4 Bank Issues That Don’t Scare Hard Money Lenders

We put a lot of effort into differentiating ourselves from banks and credit unions. As private lenders, those of us in the hard money industry are able to lend on projects that just aren’t suitable for traditional lending. We can do things banks cannot because our business model is different. Our ability to provide alternative […]

Things to Consider When Choosing a Hard Money Lender

Deciding to fund a project with hard money starts the ball rolling on what could end up being a very good long-term relationship between you and your lender. As such, it pays to look at a number of different lenders and what they bring to the table. As hard money lenders ourselves, we welcome the […]

Borrower Pledges Real Estate to Secure Bridge Loan

It’s often said that if a business isn’t growing, it’s dying. But sometimes growth is constrained by an inability to secure funding from a traditional bank. This is where bridge loans from private lenders can mean the difference between failure and success. Here is sample situation where private lending offers an ideal solution. A borrower […]

Top 3 Advantages of Private Lending or Hard Money Loans

Private loans, often referred to as hard money loans or bridge loans, offer three significant advantages over conventional or bank-financing arrangements. Private lenders can fund quickly, within a flexible structure and without prepayment penalties that can unintentionally hinder the success of your business. Here are the top three advantages of hard money loans: 1. Rapid […]

Private Lending Pays Off for Seasonal Business

Securing funds from traditional lending institutions in the post-downturn economy can seem nearly impossible. That’s where private lenders like Actium can bridge the gap and provide resources where other avenues have failed. Actium worked with a company in a seasonal industry whose long-profitable business had experienced challenges during the Great Recession. As a result, traditional […]