Loan-to-value (LTV) ratios are as common to hard money as they are to traditional lending. Rare is the hard money lender who routinely offers 100% financing. Unfortunately, it is not uncommon for investors new to the real estate market to request it. If you’re just getting your feet wet in real estate, know this: it […]
Despite denials from Washington, a good majority of financial experts and economists say the country is headed for recession. The last recession was recent enough that many of us still have clear memories of its impact on our investments. If you are an investor yourself, are you prepared this time around? Our main emphasis here […]
One of the main selling points of hard money loans is speed. Loans can be arranged much faster compared to bank loans. How fast? That depends on the circumstances. But here at Actium Partners, we have been known to get it done in 24 hours. That is not the norm, but it is still possible. […]
Economists have been suggesting a looming recession for several months now. You might even be of the mind that we are already there. But assuming we are not, recession could still be right around the corner. The possibility doesn’t necessarily have to worry you as an investor. Property investors have weathered recessions before. So have […]
We have had the privilege of working with more than one glassy-eyed investor buying that first property with dreams of becoming rich and living off their commercial or real estate investments. We get it. Living off your investment puts you in control. It lets you decide how you want to live your life. But getting […]
Real estate has historically been a solid long-term investment. It has its risks, but real estate generally provides a very good return on investment over long periods of time. The key to success is to mitigate risk while looking for opportunities to maximize returns. As hard money lenders in Salt Lake City, we have financed […]
Actium Partners shares how commercial real estate is preferred by some investors because it is associated with a lower long-term risk.
With significant inflation looming over the economy, the Federal Reserve has indicated that another rate hike is on the way. We are not surprised. As early as the beginning of Q4 2021, we thought it highly likely that rates would start climbing. That is what the Fed does when inflation looks like it’s getting out […]
A hallmark of hard money lending is the relatively short lending term. During the final quarter of 2021, we made a number of loans with nine-month terms. One particular loan we made was for 60 days. This makes perfect sense to our team. It doesn’t always make sense to borrowers. We prefer short terms to […]
Property investing is unlike any other form of investing. It offers both unique opportunities and challenges you don’t find in securities markets or other types of investments. And because of that, there are things you have to consider with property that don’t come into play elsewhere. We see it all the time, especially when helping […]